SSF Birthday Month Promotion & JY back from Penang Pandu Puteri camp

6.00am sll alram....

7:30am...some biskuts...& 1/3 coffee...hot water....

Breakfast at Pang Kee Dim Sum....t & LMKai...7.....

170403-MyFM-9:53am Petrol Oil free price by weekly….

-First week people accepted because the price came down…not much complaint….

-Petrol station owners can set their own price…..market need 3-6months to familiar with the new pricing system….it is better for people manage their petrol usage weekly…..

-Not many people using public transport…..

-Think about how to take advantage on the petrol price adjusted weekly…..9:59am

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10:15am-Retirement Weathly Plan at 40-50 by Chou Chi Siang

-          Before going out look at the smartphone map to choose rout u wanted…

-          Planning after age 50 very important…before 50 a lot uncertainty….after 50 will be more mature…carrier shoud be stabil….childs went to study/oversea…financial more stabil….

-          4 types of people at 50 ..

-          1. Still not hard working….not much saving…….not much knowledge of investment…a lot in Malaysia about 60%..waiting for children to takecare….will face very big challenging…

-          2. Buzy earn more…. But still not much saving –A lot comitment Not enough for retirement plan not much investment knowledge….

-          3. Know a lot of investment…..In thinking stage no action….attended a lot of courses but still not get right investment platform….eg Invest in share…so many years still lost….should think carefully…..some doing business keep losing money……Must know where was the mistake….must know own value….some people make a lot money but family fail….Must learn how to slow down looking on quality time to balance out lifestyle….High & Mature are not easy but no option must do it right …when reached 50 must know all this…toward retirement weathly plan…Living in happiness, simple and healthy balance life..

-          4. Already made it according to his/her plan…..No need to mention d……

-          Important for 1 to 3….must start asap to change….learn from right person…those already made it…Retirement plan is…. happiness in 2^nd stage of life….can not forget the health…if not all wealth will gone into medication or treatment……the goal must be clear…eg child education how to go made it clear….retirement fund push put in correct path….eg child education, child business…..

-          Yan Er Fan Lao no nore working today…..

-          Life begin after 60…..

-          Those high risk must cut down toward….more stabil investment flatform….or extansion of retirement age to later….

-          Will, Assets management also important…..next week.. retirement people more details knowledge…

-          Planing is tire….actually planning is for not tire later…..if no planning sure will tire later…10:59am….

Lunch at 126....7.50....may due to mushroom.....

A-16-S....called to notice about tenants move out.....will come to KL soon...will meet up for Income tax.....

Coffee break at home......Zzzzz..

8:30pm Dinner at home by Sll......

9pm SSF Pear Avenue with Sll for birthday month promotion
- First item will be 50% and next 5 items will be 30% discount for member in birthday month..
- Joint member 20/yr.....
- 2 sets of curtains & 2 set window glass paper....

TarPing from Mamak....2/pkt.....

ERW
- B-10-L....la called no pickup up...no one at home....changed to tomorrow 9pm...
- the small stuff no more there.....big items still there.....

JY flight from Penang delay fro 6pm to 10pm.......landed will be tomorrow early morning...