Happy Birthday to SLL & Dinner at Shusi Mentai

6:05am Sll hp alarm......

Dr.....about IHo selling hp stuff at the road side???....forgotten off keys and met T leaving off...he can opened but what about leaving time???....

8:10am...an apple.....

Breakfast RCwOEgg & TT....after sharing with the senior supervisor ( He got bypass his heart, mentioned that the old men I mentioned already passed away one year ago....about investment he feedback he bought a landed property about 10yrs ago only 300k now worth for 1mil...)
- If did investment correctly we hv better choice or option on our work eg...we can easily drop those bad custmer or owner or tenants....because we don't base on the income to sustain wihtout that hard income we also living happily....
- He treated me the breakfast after listened to my sharing....."Kam Ean"

170417-MyFM-9:15am Special Task at PM Department

-          PM special task for Hishamuddin…..vs DPM Ahmad Jahid….

-          PM must done before defend, education minister….

-          Umno wanita very support Hisham….used to take photos with hime…vs Ahmad Jahid….

-          AJ now Deputy PM….accumulated his resources……AJ recently mentioned about education combine for primary school….later changed to secondary….purpose would like to get support more internal support…..blamed media……When the news out….checked with Indonesia & Thailand…on single language/combined as a example…but also would help people more padu….

-          US…white & black….US white treated Asian still strong…eg recently United Air incident……

-          Selangor state….religion ruling…. Building other religion center within 50m from Masjid….

-          International issued..eg..North Korea…9:45am…

-          9:50am….NK will start the war ?..... If war will start than US will ask American left the country……NK is not a easy to defeat must use a lot weapon or resources….eg Afghanistan…US need about 3 months to prepare for it……

-          NK keep testing Missile…..NK to get support from US…economic & foods….so very depending on China….NK missile caused the problem….if NK stop missile testing than it will help his country….

-          NK to shown US can not treated them like Libya……

-          NK Nucler device not the bomb….explosive about few 10k tons….only few 1k tons….testing still consider fail…..

-          NK testing….China border felt the vibration…..but china don’t reacted because more others important matter to handle…..China just used the mouth only not that serious….vs the Taiwan used Action on it will be more serious…..9:58am

MyFM-10:15am Insurance…Income insurance till age of 55…..

-          A women must makesure have enough medical insurance eg 36ilness…..if after 2011 Insurance hv change to more protection…..Pls check your Insurance coverage vs new insurance scheme…..

-          Makesure Medical card up to 1 Million….Inflation in medical about 15% pa……Weak RM will caused medicine prices increased……

-          New Medical card….about cancel treatment in the protection too….

-          Debts/Assets management planning…..If ill, disable or death who will take care of the debt/assets……children education…..3k in Income tax relief….

-          How to choose the Insurances based on your ability……objective for protection only or protection saving purpose ?...

-          Wa a women ask, if a person already got cancer….can buy the insurance or not ?....Some Insurance company still can consider after the cancer treatment recovered and working for some years….10:37am Eg. “zi Kong ai” already cut off than it consider no more risk than should be no problem to buy new insurance coverage….10:38am…break

-          Some parents spent a lot on children insurance…..not balance on Insurance coverage…..a lot women/sister given parent money…should consider to buy insurance for their parents for insurance…some sister/women…Insurance not expensive or cheap…it it depending what is the coverage…eg…no dividend/bonus….the premium will be ceaper…

-          Consult with the Insurance agent to re-analyst the insurance coverage sufficient or not….. premium too  high or not ?....

-          Insurance policy must kept properly…..need to re-analyst it for more balance coverage…..

-          Wa…when bought the Insurance husband & wife benefits before divorse…but later divorse forgotten about insurance…..later when accident happened the family wanted to obtain back to Insurance payment….(Remember for others what happened to them..)

-          Summary – Re-analyst on your existing Insurance coverage….. don’t depend too much on dividend should be more in protection…..Insurance premium which more suitable to the individual……10:55aam

 Ngu payment to Ding Huah Hing275.....

SP PBB called about TT USD from Korea......

HK called....went to Bukit 300 that day....knee felt a bit discomfort.....Dinner at Soon Fatt on Thur...

Lunch at vegi shop.....FOC.....

Pbb ATM cash.....

Fedrick Ng agent for loan/legal services....called stay at D. utama office at JayaOne....

Wa BDing...about trip to Sibu.....Listed company 10km Run....autho registered....

Wa SLL " Chan Kei Lau Po Da Ker" in Sibling group....FB.....

Fetched Xjie from school....Raining' sun set.......

7:56pm Q no 19 at Sushi Mentai....for Dinner....Table No 8....Total RM104.95 by S&C....

Olive birthday cake.....& birthday songs & wishes....

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Zzzzz......